Bronson

BBM, IBFQ

Premier Consultant

Story

Optimism – humans’ greatest strength.
I am Bronson, and I am optimistic about tomorrow.

Growing up in a middle-class family, without having to worry about basic necessities and education, I consider myself blessed.

Having graduated from Singapore Management University armed with a degree and no student loans, life would seem to be treating me well.

If you told me all of that three years ago, I would have called you crazy.

I grew up having Eczema as a child.

While there is no cure, it is not a life threatening disease, and as a result, you do not hear too much reports about it.

In fact, most children will outgrow this disease as they head into adulthood.

Unfortunately, I was not part of the majority.

Three years ago, I had a sudden flare-up of my Eczema.

What started out as a small patch at my back quickly grew and spread throughout my body within a matter of weeks.

Have you ever seen a Sphinx cat?

Its skin is all wrinkly and not very attractive looking right?

That was how I looked like.

A long drawn three year battle costing thousands of dollars left me physically and mentally drained.

My parents too were exasperated and at their wits’ end.

The sense of hopelessness compelled me to try an alternative form of treatment backed by pseudoscience.

Ultimately, tens of thousands of dollars and efforts to abstain entirely off seafood and gluten proved useless.

Reverting back to traditional Western medicine, the specialist told me that the only remaining line of treatment to try were immunosuppressants.

There were two options – one amounts to $4 a day and required me to go back for weekly blood tests to ensure my kidneys and liver were still functioning well.

The other was a biological drug, while having the same success rate as the aforementioned drug, but has no risk to my organs.

However, the latter costs $2000 a month.

I was in a dilemma – risk organ failure or to putt a huge financial strain on my dad, who is the sole bread winner of the family.

While my dad claims that he has the ability to afford treatment, I could not place such a burden on him, especially at an age where he has to save up for retirement.

Likewise, I do not want to risk organ failure, and having to burden my parents with large medical expenses (I had no critical illness coverage).

How do you make a choice in which either way, you still lose?

Thankfully, the universe heard my cries and I did not have to make a decision.

Slowly, my usual medication started working.

Fast forward to today while I am still not 100% back to what I was, I am a far cry from the wrinkly Sphinx cat.

Looking back, the journey was tough not only for myself, but for my parents as well.

Financially, thousands of dollars were spent and I am thankful that my parents were able to cope with that setback.

I was very lucky that I did not need to make a decision of treatment then, but I cannot take that for granted.

For a lifelong disease such as Eczema, a sudden flare might occur again later in life, and I might be at the same crossroads having the make the same decisions.

Through these few years, I have learnt the importance of not taking life for granted, and to start planning early.

Life could have been much worse for myself and my family, and I have my lucky stars to thank.

Life may throw us lemons at any point in time, and the least we can do is to be prepared for it.

No one should be denied the best possible treatment because we cannot afford it.

No one should be denied the best possible treatment for fear of being a burden to their family.

My job now is to ensure that no child will have to make a choice between their own health and their parents’ financial stability.

I’m now in a position to give my clients both, without compromising the other.

Today, I am optimistic about tomorrow.

And with the right planning, you can be too.

Bronson

BBM, IBFQ

Premier Consultant

Story

Optimism – humans’ greatest strength.
I am Bronson, and I am optimistic about tomorrow.

Growing up in a middle-class family, without having to worry about basic necessities and education, I consider myself blessed.

Having graduated from Singapore Management University armed with a degree and no student loans, life would seem to be treating me well.

If you told me all of that three years ago, I would have called you crazy.

I grew up having Eczema as a child.

While there is no cure, it is not a life threatening disease, and as a result, you do not hear too much reports about it.

In fact, most children will outgrow this disease as they head into adulthood.

Unfortunately, I was not part of the majority.

Three years ago, I had a sudden flare-up of my Eczema.

What started out as a small patch at my back quickly grew and spread throughout my body within a matter of weeks.

Have you ever seen a Sphinx cat?

Its skin is all wrinkly and not very attractive looking right?

That was how I looked like.

A long drawn three year battle costing thousands of dollars left me physically and mentally drained.

My parents too were exasperated and at their wits’ end.

The sense of hopelessness compelled me to try an alternative form of treatment backed by pseudoscience.

Ultimately, tens of thousands of dollars and efforts to abstain entirely off seafood and gluten proved useless.

Reverting back to traditional Western medicine, the specialist told me that the only remaining line of treatment to try were immunosuppressants.

There were two options – one amounts to $4 a day and required me to go back for weekly blood tests to ensure my kidneys and liver were still functioning well.

The other was a biological drug, while having the same success rate as the aforementioned drug, but has no risk to my organs.

However, the latter costs $2000 a month.

I was in a dilemma – risk organ failure or to putt a huge financial strain on my dad, who is the sole bread winner of the family.

While my dad claims that he has the ability to afford treatment, I could not place such a burden on him, especially at an age where he has to save up for retirement.

Likewise, I do not want to risk organ failure, and having to burden my parents with large medical expenses (I had no critical illness coverage).

How do you make a choice in which either way, you still lose?

Thankfully, the universe heard my cries and I did not have to make a decision.

Slowly, my usual medication started working.

Fast forward to today while I am still not 100% back to what I was, I am a far cry from the wrinkly Sphinx cat.

Looking back, the journey was tough not only for myself, but for my parents as well.

Financially, thousands of dollars were spent and I am thankful that my parents were able to cope with that setback.

I was very lucky that I did not need to make a decision of treatment then, but I cannot take that for granted.

For a lifelong disease such as Eczema, a sudden flare might occur again later in life, and I might be at the same crossroads having the make the same decisions.

Through these few years, I have learnt the importance of not taking life for granted, and to start planning early.

Life could have been much worse for myself and my family, and I have my lucky stars to thank.

Life may throw us lemons at any point in time, and the least we can do is to be prepared for it.

No one should be denied the best possible treatment because we cannot afford it.

No one should be denied the best possible treatment for fear of being a burden to their family.

My job now is to ensure that no child will have to make a choice between their own health and their parents’ financial stability.

I’m now in a position to give my clients both, without compromising the other.

Today, I am optimistic about tomorrow.

And with the right planning, you can be too.

Testimonials

Read More About What Others Have To Say About Bronson

Hong Jun (Bronson) is someone reliable you can count on in times of need. It's often the stereotype that insurance agents are just contacting you to make a sale and to earn money off their clients. What's often not know is that ever so often, we need them in our lives too. Hong Jun has been there for me through an incident that could have potentially left me blind in one eye and walked me through every step of the way to assure me that my finances would be taken care of. It is especially in times of crisis when you need someone to be there to assist you and guide on what's the best way to navigate through our complex world of insurance claims, hospitalizations and accident plans. I am confident to know that if anything ever happens to me, I know I can reach out to Hong Jun for any financial matters and that he will be ready to lend a helping hand.
A friend in need is a friend indeed.

Eugene ChongClaims Specialist, AirBnb

Bronson was sincere and ensured that he planned according to my needs. He was honest and recommended me various portfolios that are according to my demands. He is not sales-focused but instead, he is client-focused and this is definitely a plus point for me! I am very thankful that he is my advisor 😀

Abdul HaqqimAccount Coordinator, Teads

Bronson is friendly and knowledgeable and helped me think about my financial needs. The session felt honest and I feel that I have learnt a lot more about financial planning in general.

Tan Ken-I

I never had faith in insurance, or understood the need for financial planning due to my various encounters with others. But Odyssey is different, and Bronson is different. I trust him fully to act in my best interest as he took the effort to understand my lifestyle needs and proposed suitable products that cater to my needs, and explained to me clearly about my misconceptions of this industry.

Felicia LowAuditor, Deloitte

Bronson is very knowledgeable in terms of all the insurance plans, putting my needs as the main focus instead of trying to close a sale as a typical insurance agent does. Most importantly, I know that if I ever got myself in the hospital, I can trust him with my claims.

Aden LimSpecialist, Biotronik

Bronson is a friendly guy and is relatable. The session was carefree and there was no hard selling. Bronson understood my needs and answered any doubts I have about the investment.r. Thank you!

Calvin Wang

Bronson is knowledgeable and can explain the concepts of financial planning very well. He is meticulous and proposed a well-catered plan to me. Would totally recommend him to my friends.

Ong Wei HaoContract Engineer, ExxonMobil

I was recommended by my friend to this agent called Bronson. Bronson was very patient and answered all my enquries. He was very informative and professional in the way he presented himself. He presented all the plans that would cover my risk and gave me time to consider my options. What i like best about him was that there was no hard selling and he is very transparent in the way he does things.

Jeremy TayTax Analyst, Ace Business Consultancy

Bronson was really knowledgeable about what he do and he seems to be more truthful towards you rather unlike some who promotes their plans like some products. I thank him for his time and hope to see something out of it!

Ang Kai Xun

Bronson was very knowledgeable in his field and was able to provide advice based on my current situation. I am now better able to plan my future ahead and look forward to consulting him in the future.

Sharen Nath

Bronson is very professional and knowledgeable in sharing about investments and finance. He is also engaging and friendly. Thanks for sharing.

Wayne Lim

Bronson was very transparent about the plans offered, and gave me a clear picture of the nuances in each plan and what was most suitable for me. Moreover, he was very relatable and genuine in trying to understand my situation, would give a huge 5 stars!

Ong Jun Da

Bronson is friendly and is genuinely concerned about your wellbeing, he offers good advice and not pushy about anything. 🙂

Alicia NgAnalyst, Kantar

Bronson was very helpful and informative throughout the multiple meetings we had to explain the policies. As a long time acquaintance of his, I can safely say that he has proven to be reliable at his job.

Su Ling XianAssociate Consultant, JDX Consulting

Bronson is a knowledgeable and friendly guy. He helped me to understand the importance of saving up for the future. He also helped me find a savings plan that was the most sensible for me.

Alwin Ng

Bronson was very knowledgeable in his sharing and is extremely helpful! His friendly demeanor is definitely a plus in making me feel comfortable about what he is sharing! Recommended!

Morven Soo

Bronson has been friendly, approachable and comprehensive when explaining the various plans and schemes. I hope to approach him again in the future.

Wong See Kiat

Bronson was very knowledgeable and explained plans catered to my individual financial needs. He also shared his personal experiences which made me felt more comfortable as I can relate to some of his situation.

Jafferdine Tor

Bronson is very knowledgeable and helped me iron out my insurance double policies from Great Eastern. I have trouble communicating with my previous GE agent pertaining policies payment and insufficient information on the policies I am holding versus the policies I really needed. I had information packed from Bronson’s kind and genuine advice. He adapted and aided me in my finances too. I am really fortunate and ever so grateful to have a long time army colleague who went the extra mile to help and provide advice. He is friendly and down to earth, but still professional.

Muhammad ShukrieNurse, JagaMe